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Welcome to

RFS SACCO

Is a member-owned savings and credit cooperative dedicated to improving the social and economic wellbeing of its members through accessible, affordable, and responsible financial services, savings mobilization, and community empowerment.

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Our Services

Sacco Products

At RFS SACCO, we offer a range of member-focused financial solutions designed to help you save, invest, and grow. From flexible savings accounts and affordable loans to share capital investments, our products are built to meet your needs.

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RFS Sacco Shares

Own a piece of RFS SACCO. Buy shares, earn annual dividends, and boost your loan eligibility.

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RFS Sacco Savings

Save safely. Flexible accounts for daily, emergency, or goal-based savings with competitive interest.

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RFS Sacco Loans

Borrow affordably with RFS SACCO. Low-rate loans with flexible repayment for development, emergencies, & more.

Want to learn more about our Sacco services and products?

Save more. Borrow smart. Own your future. Discover RFS SACCO’s savings, loans, and shares products tailored for members like you.

Products & Services

Testimonials

What Our Members Say

RFS SACCO makes saving easy right from my payslip. I’ve built a solid emergency fund and the annual dividends are a great bonus.
RFS Sacco
RFS SaccoMember
With RFS SACCO I’m not just saving, I’m investing. The shares and dividends have helped me plan long-term for my family’s future.
RFS Sacco
RFS SaccoMember
I got a loan from RFS SACCO to expand my side project. The rates are affordable, repayment is flexible, and the process was handled fast
RFS Sacco
RFS SaccoMember
The financial literacy sessions from RFS SACCO changed how I budget. I also love the priority support we get — issues are sorted quickly.
RFS Sacco
RFS SaccoMember
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