Build your financial strength with RFS SACCO savings accounts designed for staff. Whether you need daily flexibility or long-term growth, we have a plan that fits your goals. Save consistently, earn attractive interest, and increase your borrowing power.

Our Savings Products

1. Ordinary Savings Account: Your everyday savings partner. Deposit and withdraw flexibly while earning interest on your balance. Perfect for managing daily cash flow, building an emergency fund, or handling unexpected expenses. No penalties, full access when you need it.

2. Fixed Savings Account: Commit to save, earn more. Lock in your funds for a set period and enjoy higher interest rates than ordinary savings. Ideal if you’re disciplined and want to maximize returns on money you won’t need right away.

3. Goal Savings Account: Save with purpose. Set a target and timeline for what matters most — school fees, business capital, home improvements, holidays, or that big project. We help you stay on track with structured deposits and attractive interest once you hit your goal.

Why Save with RFS SACCO

• Attractive Interest: Earn competitive returns on all savings products
• Salary Check-off: Automate your savings directly from your payslip
• Build Loan Eligibility: Your savings boost how much you can borrow
• Secure & Staff-Only: Your money is managed by people you know and trust
• Financial Growth: Regular savers qualify for annual dividends on shares

Start Saving Today

Open or upgrade your savings account at the SACCO office. Our Member Support team will help you choose the right product and set up automatic deductions.

Terms and conditions apply. Interest rates are reviewed annually and communicated to members.